Offered by Cigna Health and Life Insurance Company

a better way
to get better care

Find a doctor | Get prescription info
Cost-saving tips | Before you enroll | After you enroll | Testimonials

that’s better by design

What should you look for when choosing a health insurance plan? Start by making sure you’ll get easy ways to save on the care you need. Convenient care options at your fingertips. And extra support that won’t cost extra. Cigna Healthcare® plans have all these and more—built right into every one of our plans.

Easy ways to save

Nobody likes surprise health care costs. That’s why our plans include the following:

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Preventive care at no added cost

Get 100% coverage for in-network annual preventive care services.1

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Low or no deductibles 

Save on every visit when you use in-network providers.

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Cost estimator tools

View and compare cost and quality information with our easy-to-use tools.

Know your care options.

Illnesses and injuries don’t always happen during your doctor’s office hours. So it’s important to have other care options at your fingertips. Learn how you can save both time and money with Cigna Healthcare. Plan options may vary. Be sure to check with your HR representative to learn more about the specific plans available to you.

Your most convenient, lowest cost care option, virtual urgent care is included in every Cigna Healthcare plan. Virtual care lets you connect to a doctor by phone or video, day or night, for minor illnesses.

  • Cost: Low to no additional cost
  • Wait times: Little to no waiting
  • Conditions treated: Allergies, fever, colds and flu, skin conditions, and minor ear and throat infections; you can even get a prescription sent to your pharmacy, if needed.

For minor medical conditions when your doctor isn’t available, a convenience care clinic—also known as a walk-in clinic—is your best bet for immediate, affordable care.

  • Cost: $
  • Wait times: Low
  • Conditions treated: Allergies, fever, colds and flu, skin conditions, and minor ear and throat infections; they are also a great option for flu shots and vaccines.

If you need medical attention for a nonemergency medical condition, an urgent care center typically costs less than the ER and has shorter wait times.

  • Cost: $$$
  • Wait times: Wait times vary. Appointment may be needed.
  • Conditions treated: Nausea, diarrhea, minor cuts and sprains, back and joint pain, fever and flu, earaches, throat infections, and more.

If you have a life-threatening medical condition, were in a serious accident or suddenly become ill, call 911 or head straight to the ER.

  • Cost: $$$$
  • Wait times: Wait times can be long.
  • Conditions treated: Life-threatening emergencies, such as severe bodily injury, sudden loss of consciousness, chest pain or difficulty breathing.

Anytime, anywhere care

MDLIVE by Evernorth® lets you get the care you need whenever and wherever it works for you.*

Attentive mother holding her sick child while on a telehealth call while at home.

Virtual urgent care

Get 24/7 care from a board-certified doctor or pediatrician for a number of minor medical issues.

Woman, video call and psychologist on laptop screen of support, advice or helping with mental health in online meeting. African therapist talking to home client for remote therapy on computer

Virtual therapy

Schedule an appointment with a behavioral therapist, psychiatrist, or counselor for help with anxiety, depression, substance use and more.

Extra support

Receive all the support you need to get and stay healthier. These and other wellness programs and services are available at no added cost.

  • Personal health coaching

  • My Personal Champion program

  • Pathwell Bone & Joint program

  • 24/7 nurse line

Personal health coaching

Meet your wellness goals with the help of a Cigna Healthcare coach. Get the support and motivation you need to lose weight, quit smoking and develop lifelong healthy habits.

My Personal Champion program

It’s not easy trying to manage a serious health condition. My Personal Champion® lets you work with a care coordinator to manage your medications, understand your care options and more.

Pathwell Bone & Joint program

Receive help with spine, hip, knee or shoulder issues or pain. We can help you get on the right treatment path, reduce unnecessary surgeries and reduce your out-of-pocket expenses.

24/7 nurse line

Ask a health question, get guidance on where to go for care or how to care for yourself at home. Our trained nurses will give you the personal attention you need anytime, day or night.

Meet your wellness goals with the help of a Cigna Healthcare coach. Get the support and motivation you need to lose weight, quit smoking and develop lifelong healthy habits.

It’s not easy trying to manage a serious health condition. My Personal Champion lets you work with a care coordinator to manage your medications, understand your care options and more.

Receive help with spine, hip, knee or shoulder issues or pain. We can help you get on the right treatment path, reduce unnecessary surgeries, and reduce your out-of-pocket expenses.

Ask a health question, get guidance on where to go for care or how to care for yourself at home. Our trained nurses will give you the personal attention you need any time, day or night.

Personalized tools

The myCigna® App2 is your personal health place, where you can:

  • get health tips customized to your needs;
  • chat with a personal guide 24/7;
  • search for in-network care quickly and easily;
  • manage and track claims; and
  • access a wealth of wellness resources, and so much more.

Mental health support

Cigna Healthcare provides mental and behavioral health support for teens, parents and families. Connect to care 24/7, or work with a behavioral health coach for a wide range of conditions. Additional services may include the following:

  • Support for a wide range of conditions, such as autism spectrum disorder, eating disorders, substance use and more
  • Up to three free sessions with a licensed clinician3 in our employee assistance program (EAP) network
  • Digital platforms, such as Happify® or iPrevail to help you overcome stress, anxiousness, loneliness and more
How to get the support you need

Testimonials

Beyond the field, these three pro athletes are also fathers, husbands, sons and friends. Listen as they share their personal stories about the unwavering support they received from Cigna Healthcare during some of life’s most challenging health moments.

Learn how Cigna Healthcare helped Elizabeth and Alex Smith fight for their daughter’s life.

Breathe with Terry McLaurin as he finds inner peace with help from Cigna Healthcare.

Follow Greg Olsen’s son TJ through his medical journey to find a new heart.

You’ve got questions. We’ve got answers.

Are my doctors in-network?

It’s a good idea to be sure the doctors you currently use are part of our large national network of providers. If not, you may be able to transition or continue your care.

Find a doctor

Is it easy to get prescriptions?

Express Scripts Pharmacy by Evernorth® lets you get 90-day supplies of the medications you take on a regular basis so you’ll never miss an important dose.4

Get prescription info

What other ways can I save?

We put together a few quick tips to help you keep more of your hard-earned dollars where they belong—in your wallet.
Tip #1: Stay in-network.

Cost-saving tips

Before you enroll

These resources can help you choose a plan that’s right for you.

Things to consider
Benefits overview
A guide for young adults

After you enroll

There’s added value in every Cigna Healthcare plan.

EAP5
Mental health benefits
Caregiver programs